Clear Guidance for Medicare and Health Coverage

Privacy Policy

Effective Date: August 11, 2026

Healthy Choices IL ("Healthy Choices IL," "we," "our," or "us") respects your privacy and is committed to protecting the personal information you choose to share with us. This Privacy Policy explains what information we collect, how it is used, how it may be shared, and the choices available to you when using our website.

By accessing or using this website, you acknowledge that you have read and understand this Privacy Policy.

Information We Collect

We may collect information that you voluntarily provide when interacting with our website.

This information may include:

  • First and last name

  • Email address

  • Telephone number

  • Mailing ZIP Code

  • Preferred contact method

  • General insurance topic of interest

  • Information included in your message

  • Appointment requests

  • Communication preferences

Providing this information is voluntary. You may choose not to submit a contact form, although doing so may limit our ability to respond to your request.

Information Collected Automatically

Like many websites, Healthy Choices IL may automatically collect certain technical information during your visit.

This information may include:

  • IP address

  • Browser type and version

  • Device type

  • Operating system

  • Pages visited

  • Date and time of your visit

  • Time spent on pages

  • Referring websites

  • Click behavior

  • General geographic region

This information helps us understand website performance, improve user experience, and maintain website security.

Cookies and Similar Technologies

Our website may use cookies and similar technologies to improve functionality and analyze website traffic.

Cookies may be used to:

  • Remember visitor preferences

  • Measure website performance

  • Improve navigation

  • Understand visitor behavior

  • Support future marketing efforts

Most web browsers allow you to manage or disable cookies through browser settings.

Disabling cookies may affect certain website features.

How We Use Your Information

Information collected through this website may be used to:

  • Respond to inquiries

  • Schedule consultations

  • Provide requested information

  • Improve website performance

  • Enhance visitor experience

  • Maintain website security

  • Analyze website traffic

  • Comply with legal obligations

  • Communicate regarding services you requested

We do not sell your personal information.

Communications

If you contact Healthy Choices IL, you authorize us to respond using the contact information you provide.

Responses may be made through:

  • Telephone

  • Email

  • Text message (when appropriate)

  • Written correspondence

Providing your contact information does not automatically enroll you in marketing communications.

If marketing emails are offered in the future, you may unsubscribe at any time using the instructions provided within those communications.

Health Information Notice

This website is intended for general educational information and consultation requests.

Please do not submit:

  • Social Security numbers

  • Medicare numbers

  • Medicaid identification numbers

  • Medical records

  • Prescription information

  • Diagnoses

  • Treatment information

  • Financial account information

  • Credit card numbers

  • Other confidential medical or personal information

Healthy Choices IL does not request Protected Health Information (PHI) through website forms.

If sensitive information is submitted unintentionally, we will make reasonable efforts to protect it; however, visitors are encouraged not to transmit confidential information through this website.

Third-Party Services

Our website may use trusted third-party providers to operate and improve our website.

Examples may include:

  • Website hosting

  • Contact forms

  • Appointment scheduling

  • Analytics platforms

  • Email communication services

  • Spam prevention services

  • Mapping services

  • Security monitoring

These providers receive only the information reasonably necessary to perform their services.

Analytics

Healthy Choices IL may use website analytics services, including Google Analytics or similar technologies, to understand how visitors use our website.

Analytics information may include:

  • Pages viewed

  • Session duration

  • Visitor location (general geographic region)

  • Device information

  • Browser information

  • Website interactions

This information is aggregated whenever possible and is used to improve website performance.

Advertising

If online advertising is used in the future, cookies or similar technologies may help measure advertising performance and improve the relevance of advertisements displayed to visitors.

Advertising partners may collect certain information according to their own privacy policies.

Information Sharing

Healthy Choices IL does not sell or rent your personal information.

Information may be shared only when reasonably necessary to:

  • Respond to your request

  • Provide requested services

  • Comply with legal obligations

  • Protect legal rights

  • Prevent fraud

  • Protect website security

  • Complete a business transaction involving our operations

Data Security

Reasonable administrative, technical, and physical safeguards are used to protect information submitted through this website.

Although we work to protect your information, no method of electronic transmission or storage can be guaranteed to be completely secure.

Visitors submit information at their own discretion.

Data Retention

Personal information is retained only as long as reasonably necessary to:

  • Respond to inquiries

  • Maintain business records

  • Comply with legal obligations

  • Resolve disputes

  • Enforce agreements

Information that is no longer needed may be securely deleted or anonymized.

Children's Privacy

This website is intended for adults seeking information about health insurance and Medicare-related services.

We do not knowingly collect personal information from children under the age of 13.

If we learn that information has been submitted by a child without appropriate consent, reasonable efforts will be made to remove the information.

External Links

This website may contain links to third-party websites.

Healthy Choices IL is not responsible for the privacy practices, content, or security of websites operated by others.

Visitors should review the privacy policies of any external websites they visit.

Your Privacy Choices

Depending on applicable laws, you may have the right to:

  • Request access to certain personal information

  • Request correction of inaccurate information

  • Request deletion of certain information

  • Withdraw consent where applicable

  • Request information regarding how your data is used

Some requests may be limited by legal or regulatory requirements.

To make a request, please contact us using the information below.

Changes to This Privacy Policy

Healthy Choices IL may update this Privacy Policy periodically.

Changes become effective when posted on this page unless otherwise stated.

We encourage visitors to review this page occasionally to remain informed about our current privacy practices.

Contact Us

If you have questions regarding this Privacy Policy or our privacy practices, please contact:

Healthy Choices IL

Rhonda Torossian

6870 Rote Road, Suite 100
Rockford, Illinois 61107

Cell: 815-243-1897

Office: 815-394-8991

Email: [email protected]

Additional Website Notice

Healthy Choices IL is operated by an independent licensed insurance professional.

This website provides general educational information regarding health insurance and Medicare-related topics. Information contained on this website is not legal, medical, tax, or financial advice and should not be relied upon as a substitute for professional guidance.

Submitting information through this website does not establish insurance coverage, create an agency relationship, or guarantee eligibility for any insurance product or government program.

Important Insurance Information

Healthy Choices IL is an independent insurance resource operated by a licensed insurance professional.

Healthy Choices IL is not connected with or endorsed by the United States government, the federal Medicare program, the Illinois Department of Insurance, the Social Security Administration, or the Health Insurance Marketplace.

This website provides general educational information and is not a substitute for professional medical, legal, tax, or financial advice.

Rhonda Torossian may not represent every insurance company or plan available in your area. Information provided may be limited to insurance companies and plans she is licensed, certified, contracted, appointed, and authorized to offer.

Plan availability, benefits, provider networks, formularies, premiums, deductibles, copayments, coinsurance, service areas, eligibility requirements, and enrollment periods may change.

Provider directories and prescription formularies should be verified directly with the applicable insurance company before enrollment.

Enrollment depends on eligibility, applicable enrollment periods, plan availability, receipt of a completed application, and approval by the insurance company or appropriate program administrator.

Submitting a website form, making a phone call, scheduling a meeting, or discussing coverage does not create insurance coverage or guarantee enrollment.

For information about all available Medicare options, visit Medicare.gov or call 1-800-MEDICARE.

© 2026 Healthy Choices IL. All rights reserved. For more information on how we use and protect your information, visit our privacy policy.